Manager of Risk and Insurance Programs

BART
Oakland, California United States  View Map
Posted: Nov 10, 2025
  • Salary: $150,321.60 - $182,686.40 Annually USD
  • Full Time
  • Administration and Management
  • Risk Management and Insurance Claims
  • Job Description

    Marketing Statement

    Ride BART to a satisfying career that lets you both: 1) make a difference to Bay Area residents, and 2) enjoy excellent pay, benefits, and employment stability. BART is looking for people who like to be challenged, work in a fast-paced environment, and have a passion for connecting riders to work, school and other places they need to go. BART offers a competitive salary, comprehensive health benefits, paid time off, and the CalPERS retirement program.

    Job Summary

    Pay RateAFSCME Pay Band A21
    Annual Salary: $ 150,321.60 (Minimum) - $182,686.40 (Maximum)
    Note: The starting negotiable salary offer for this position will be $150,321.60 (Step 1) to commensurate with education and experience.

    Reports To
    Director of Risk and Insurance Management

    Current AssignmentBART's Office of the Chief Financial Officer is currently seeking a dynamic, forward-thinking and strategic leader to serve in a pivotal role as the Risk & Insurance Manager. This position will lead BART's comprehensive risk management, insurance, and loss control programs and is an exciting opportunity to manage a high-impact portfolio that safeguards our people, property, and mission - while driving continuous improvement and innovation in risk strategy.

    The Risk & Insurance Manager will oversee all aspects of the District’s risk management operations, including liability and property insurance, loss control, and claims management. The role will also serve as a trusted advisor to executive leadership, ensuring our programs are proactive, cost-effective, and aligned with organizational goals and be responsible for helping the District minimize exposure, optimize insurance coverage, and build a culture of safety and accountability across all departments.

    The successful candidate will serve as the District’s subject matter expert in risk forecasting, insurance procurement, and claims resolution, balancing risk exposure with fiscal responsibility while advancing the District’s mission and strategic goals.

    The most qualified candidates for this position will have highly developed competencies in the following areas, which will be reinforced with related work experience and will be articulated during the selection process:

    • Advanced understanding of risk management, insurance, and loss control principles
    • In-depth knowledge of California laws governing public entity claims
    • Experience with insurance markets, construction risk, bonding, and contract management
    • Strong grasp of budgeting, forecasting, and financial analysis for insurance programs
    • Proven ability to identify, evaluate, and mitigate organizational risk
    • Strategic leadership and staff development
    • Risk forecasting and cost-benefit analysis
    • Contract negotiation and insurance procurement
    • Claims administration and settlement management
    • Effective communication and relationship-building
    • Data-driven decision-making and report preparation
    • Compliance and regulatory expertise
    Selection ProcessThis position is represented by American Federation of State, County, and Municipal Employees (AFSCME). Applications will be screened to assure that minimum qualifications are met. Those applicants who meet minimum qualifications will be then referred to the hiring department for the completion of further selection processes. The selection process for this position may include a skills/performance demonstration, a written examination, and/or an individual or panel interview.

    Examples of Duties

    Manages and oversees the work of subordinate staff assigned to the District's risk and insurance programs, including liability and property insurance, loss control, and claims management, ensuring alignment with organizational goals.

    Leads risk forecasting and analysis to evaluate exposure, determine insurance reserve requirements, and develop mitigation strategies and financing alternatives.

    Selects, trains, motivates and evaluates assigned personnel; provides or coordinates staff training; works with employees to correct deficiencies and implements disciplinary action.

    Manages and participates in the development and implementation of goals, objectives, policies and priorities for assigned programs; recommends and administers policies and procedures.

    Directs insurance procurement and negotiations, including liability, property, and excess coverage, to ensure optimal coverage and cost-effectiveness.

    Supervises and coordinates the activities of third-party adjusters, legal staff, and outside counsel, offering direction to ensure consistent handling and resolution of liability claims.

    Represents the District as a primary liaison to internal departments, brokers, and third-party administrators, addressing complex risk management needs and providing subject matter expert (SME) guidance.

    Monitors program effectiveness by analyzing performance metrics and preparing reports for executive review, ensuring continuous improvement in risk management initiatives.

    Manages and administers budget for assigned areas, ensuring alignment with approve allocations.

    Conducts on-site evaluations and inspections of District facilities and construction sites to assess risk exposures, ensure compliance with insurance requirements, and implement effective loss control measures.

    Minimum Qualifications

    Education :
    A bachelor’s degree in business administration, public administration, or a closely related field from an accredited college or university.

    Experience :
    Five (5) years of full-time verifiable professional experience in risk management, insurance administration, or claims management, including at least two (2) years in a lead level or higher role.

    Substitution :
    Additional professional experience as outlined above may be substituted for the education on a year-for-year basis.

    Knowledge and Skills

    Knowledge of :
    • Principles and practices of risk management, insurance, and loss control.
    • Laws, regulations, and standards governing public agency risk management and insurance programs.
    • Principals of contract management, negotiation strategies, and cost-effective procurement practices
    • California Government Code Section 910 et seq. relating to claims against public entities.
    • Construction law changes, market changes relative to bonding and insurance availability.
    • Methods and techniques for claims administration and settlement.
    • Principles of budgeting, forecasting, and financial analysis as applied to insurance and risk management programs.
    • Principles, practices, and techniques for identifying, analyzing, and mitigating risks.

    Skill in :
    • Directing and coordinating a liability, property damage, and loss control insurance program.
    • Planning, supervising, and evaluating the work of professional and technical staff.
    • Directing third party administration claims processing functions.
    • Representing the District in front of judges and attorneys.
    • Analyzing complex risk and insurance issues and recommending effective solutions.
    • Assessing cost-effectiveness of insurance and risk mitigation strategies.
    • Managing multiple priorities, projects, and deadlines effectively.
    • Interpreting and applying applicable Federal, State, and local policies, laws, and regulations.
    • Communicating clearly and concisely, both orally and in writing.
    • Establishing and maintaining effective working relationships with internal and external stakeholders.


    Equal Employment Opportunity GroupBox1

    The San Francisco Bay Area Rapid Transit District is an equal opportunity employer. Applicants shall not be discriminated against because of race, color, sex, sexual orientation, gender identity, gender expression, age (40 and above), religion, national origin (including language use restrictions), disability (mental and physical, including HIV and AIDS), ancestry, marital status, military status, veteran status, medical condition (cancer/genetic characteristics and information), or any protected category prohibited by local, state or federal laws.

    The BART Human Resources Department will make reasonable efforts in the examination process to accommodate persons with disabilities or for religious reasons. Please advise the Human Resources Department of any special needs in advance of the examination by emailing at least 5 days before your examination date at employment@bart.gov .

    Qualified veterans may be eligible to obtain additional veteran's credit in the selection process for this recruitment (effective Jan. 1, 2013). To obtain the credit, veterans must attach to the application a DD214 discharge document or proof of disability and complete/submit the Veteran's Preference Application no later than the closing date of the posting. For more information about this credit please go to the Veteran's Preference Policy and Application link at www.bart.gov/jobs .

    The San Francisco Bay Area Rapid Transit District (BART) prides itself in offering best in class benefits packages to employees of the District. Currently, the following benefits may be available to employees in this job classification.

    Highlights
    • Medical Coverage (or $350/month if opted out)
    • Dental Coverage
    • Vision Insurance (Basic and Enhanced Plans Available)
    • Retirement Plan through the CA Public Employees’ Retirement System (CalPERS)
      • 2% @ 55 (Classic Members)
      • 2% @ 62 (PEPRA Members)
      • Reciprocity available for existing members of many other public retirement systems (see BART website and/or CalPERS website for details)
    • Money Purchase Pension Plan (in-lieu of participating in Social Security tax)
      • 6.65% employer contribution up to annual maximum of $1,868.65
    • Deferred Compensation & Roth 457
    • Sick Leave Accruals (12 days per year)
    • Vacation Accruals (3-6 weeks based on time worked w/ the District)
    • Holidays: 9 observed holidays and 4 floating holidays
    • Life Insurance w/ ability to obtain additional coverage
    • Accidental Death and Dismemberment (AD&D) Insurance
    • Survivor Benefits through BART
    • Short-Term Disability Insurance
    • Long-Term Disability Insurance
    • Flexible Spending Accounts: Health and Dependent Care
    • Commuter Benefits
    • Free BART Passes for BART employees and eligible family members.


    Closing Date/Time: 11/21/2025 11:59 PM Pacific
  • ABOUT THE COMPANY

    • BART (Bay Area Rapid Transit)
    • BART (Bay Area Rapid Transit)

    The BART story began in 1946. It began not by governmental fiat, but as a concept gradually evolving at informal gatherings of business and civic leaders on both sides of the San Francisco Bay. Facing a heavy post-war migration to the area and its consequent automobile boom, these people discussed ways of easing the mounting congestion that was clogging the bridges spanning the Bay. In 1947, a joint Army-Navy review Board concluded that another connecting link between San Francisco and Oakland would be needed in the years ahead to prevent intolerable congestion on the Bay Bridge. The link? An underwater tube devoted exclusively to high-speed electric trains.

    Since 1911, visionaries had periodically brought up this Jules Verne concept. But now, pressure for a traffic solution increased with the population. In 1951, the State Legislature created the 26-member San Francisco Bay Area Rapid Transit Commission, comprised of representatives from each of the nine counties which touch the Bay. The Commission's charge was to study the Bay Area's long range transportation needs in the context of environmental problems and then recommend the best solution.

    The Commission advised, in its final report in 1957, that any transportation plan must be coordinated with the area's total plan for future development. Since no development plan existed, the Commission prepared one itself. The result of their thoroughness is a master plan which did much to bring about coordinated planning in the Bay Area, and which was adopted a decade later by the Association of Bay Area Governments (ABAG).

    The BART Concept is Born
    The Commission's least-cost solution to traffic tie-ups was to recommend forming a five-county rapid transit district, whose mandate would be to build and operate a high-speed rapid rail network linking major commercial centers with suburban sub-centers.

    The Commission stated that, "If the Bay Area is to be preserved as a fine place to live and work, a regional rapid transit system is essential to prevent total dependence on automobiles and freeways."

    Thus was born the environmental concept underlying BART. Acting on the Commission's recommendations, in 1957, the Legislature formed the San Francisco Bay Area Rapid Transit District, comprising the five counties of Alameda, Contra Costa, Marin, San Francisco and San Mateo. At this time, the District was granted a taxing power of five cents per $100 of assessed valuation. It also had authority to levy property taxes to support a general obligation bond issue, if approved by District voters. The State Legislature lowered the requirement for voter approval from 66 percent to 60 percent.

    Between 1957 and 1962, engineering plans were developed for a system that would usher in a new era in rapid transit. Electric trains would run on grade-separated right-of-ways, reaching maximum speeds of 75-80 mph, averaging perhaps 45 mph, including station stops. Advanced transit cars, with sophisticated suspensions, braking and propulsion systems, and luxurious interiors, would be strong competition to "King Car " in the Bay Area. Stations would be pleasant, conveniently located, and striking architectural enhancements to their respective on-line communities.

    BART employees in the 1970s

    BART employees in the 1970s.

    Hundreds of meetings were held in the District communities to encourage local citizen participation in the development of routes and station locations. By midsummer, 1961, the final plan was submitted to the supervisors of the five District counties for approval. San Mateo County Supervisors were cool to the plan. Citing the high costs of a new system-plus adequate existing service from Southern Pacific commuter trains - they voted to withdraw their county from the District in December 1961.

    With the District-wide tax base thus weakened by the withdrawal of San Mateo County, Marin County was forced to withdraw in early 1962 because its marginal tax base could not adequately absorb its share of BART's projected cost. Another important factor in Marin's withdrawal was an engineering controversy over the feasibility of carrying trains across the Golden Gate Bridge.

    BART had started with a 16-member governing Board of Directors apportioned on county population size: four from Alameda and San Francisco Counties, three from Contra Costa and San Mateo, and two from Marin. When the District was reduced to three counties, the Board was reduced to 11 members: four from San Francisco and Alameda, and three from Contra Costa. Subsequently, in 1965, the District's enabling legislation was changed to apportion the BART Board with four Directors from each county, thus giving Contra Costa its fourth member on a 12-person Board. Two directors from each county, hence forth, were appointed by the County Board of Supervisors. The other two directors were appointed by committees of mayors of each county (with the exception of the City and County of San Francisco, whose sole mayor made these appointments).

    The five-county plan was quickly revised to a three-county plan emphasizing rapid transit between San Francisco and the East Bay cities and suburbs of Contra Costa and Alameda counties. The new plan, elaborately detailed and presented as the "BART Composite Report, " was approved by supervisors of the three counties in July 1962, and placed on the ballot for the following November general election.

    The plan required approval of 60 percent of the District's voters. It narrowly passed with a 61.2 percent vote District-wide, much to the surprise of many political experts who were confident it would fail. Indeed, one influential executive was reported to have said: "If I'd known the damn thing would have passed, I'd never have supported it. "

    The voters approved a $792 million bond issue to finance a 71.5 mile high-speed transit system, consisting of 33 stations serving 17 communities in the three counties. The proposal also included another needed transit project: rebuilding 3.5 miles of the San Francisco Municipal Railway. The new line would link muni streetcar lines directly with BART and Market Street stations, and four new Muni stations would be built.

    The additional cost of the transbay tube -- estimated at $133 million -- was to come from bonds issued by the California Toll Bridge Authority and secured by future Bay Area Bridge revenues. The additional cost of rolling stock, estimated at $71 million, was to be funded primarily from bonds issued against future operating revenues. Thus, the total cost of the system, as of 1962, was projected at $996 million. It would be the largest single public works project ever undertaken in the U.S. by the local citizenry.

    After the election, engineers immediately started work on the final system designs, only to be halted by a taxpayer's suit filed against the District a month later. The validity of the bond election, and the legality of the District itself, were challenged. While the court ruled in favor of the District on both counts, six months of litigation cost $12 million in construction delays. This would be the first of many delays from litigation and time-consuming negotiations involving 166 separate agreements reached with on-line cities, counties, and other special districts. The democratic processes of building a new transit system would prove to be major cost factors that, however necessary, were not foreseen.

     

    Show more

MORE JOBS

  • Agent, Tax and License Division

    • Reno, Nevada
    • State of Nevada
    • Apr 16, 2025
    • Full Time
    • Accounting and Finance
    • Administration and Management
    • Regulatory and Licensing
  • Police Officer (Recruit)

    • Vallejo, California
    • City of Vallejo
    • Jul 03, 2025
    • Full Time
    • Public Safety
  • CHIEF FINANCIAL OFFICER

    • Huntington Beach, California
    • City of Huntington Beach, CA
    • Sep 19, 2025
    • Full Time
    • Accounting and Finance
    • Administration and Management
  • Food Service Manager - MSB

    • St. Louis, Missouri
    • State of Missouri
    • Oct 22, 2025
    • Full Time
    • Administration and Management
    • Nutrition and Food Services
  • Land Surveyor

    • Hayward, California
    • Alameda County
    • Nov 06, 2025
    • Full Time
    • GIS and Surveying
  • Associate Engineer (Fire Protection) - Fire Department

    • San Jose, California
    • CITY OF SAN JOSE
    • Oct 07, 2025
    • Full Time
    • Engineering
    • Fire and EMS
Show More
Apply Now Please mention you found this employment opportunity on the CareersInGovernment.com Job Board.
Please mention you found this employment opportunity on the CareersInGovernment.com Job Board.