Fraud Detection Analyst

Summary

Overview Compensation: $62,000 - $85,000 based on experience and credentialsLocation Type: RemotePosition Type: Full TimeSchedule: Monday through Friday 8:00 AM - 5:00 PMThe Digital Threat Analyst is responsible for protecting digital banking channels from fraud and emerging cyber threats. This role focuses on advanced detection and analysis of suspicious online activity, leveraging data-driven insights and industry-leading tools to identify vulnerabilities and mitigate risk. The analyst will investigate complex fraud patterns, conduct digital forensics, and make data-driven decisions and recommendations. Success in this role requires strong analytical skills, deep knowledge of fraud trends, and the ability to adapt to evolving threats in a fast-paced environmentResponsibilities Review digital banking logins and transactional activity for indicators of suspicious or high-risk behavior using manual reports, Alloy, and other fraud detection toolsConduct in-depth analysis of online and transactional behaviors to identify emerging threats, fraud patterns, and vulnerabilities across digital channelsPerform digital forensics and device analysis using Alloy and ThreatMetrix to proactively mitigate potential fraud lossesLeverage data analytics to research, detect, and interpret fraud trends, providing actionable insights to reduce losses and strengthen security measuresMonitor and analyze trends in online activity to recommend new account parameters or adjustments to existing controlsConduct link analysis on department referrals and Alloy Attack Radar alerts to uncover organized fraud rings, identity theft, and synthetic identity schemesMake recommendations for parameter adjustments and tool enhancements to address evolving fraud tactics and dynamic threatsMaintain knowledge and understanding of current trends, laws, and issues affecting the area of expertiseAttend educational events to increase professional knowledgeComplete annual compliance and info security training to understand employees' role in maintaining effective compliance and security programsQualifications Bachelor's degree in cybersecurity, information technology, data analytics, or related field (A comparable combination of work experience and training may be substituted for education requirements.)Minimum of 2 years of experience in fraud detection, digital banking security, or cyber threat analysisExperience with fraud prevention tools such as Alloy, Verafin, ThreatMetrix, or similar platformsStrong proficiency in data analysis and interpretation of fraud patternsUnderstanding of online banking systems, authentication protocols, and risk scoring modelsAbility to use Excel, or other tools for data extraction and reportingSkilled in conducting link analysis and investigating organized fraud ringsAbility to prioritize tasks by effectively managing competing and changing priorities to meet deadlinesAccurate, detail-oriented, and organized with task managementAbility to analyze and resolve difficult and often complex problems or situationsStrong written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulatorsStrong knowledge and understanding of credit union products, services, policies, and proceduresStrong knowledge and understanding of regulatory complianceStrong knowledge and understanding of credit union computer systems and software applications required to perform job dutiesBenefits Financial Well-Being: Bonus Program up to 12%, 401K Matching up to 8%, Retirement Planning, Pay Increases based on Competency, Employee Loan Discounts, Flex Spending AccountsWellness: Medical Coverage, Dental and Vision Coverage, Access to 4,000+ Gyms, Mental Health Resources, PTO Wellness Days, Short Term and Long Term Disability CoverageWork-Life Balance: 11 Paid Holidays, 3 weeks of Paid Time Off, 4 weeks of Paid Parental Leave, Birthday PTOCommunity Involvement: Paid Volunteer HoursGrowth: Degree Assistance up to $5,000 per yearFor more information, including additional benefits, please visit our benefits website at Overview #LOVEWORK! Employees flourish in an inclusive culture celebrating growth and prioritizing the community. For more information, please visit our careers site at

Job Description

Overview Compensation: $62,000 - $85,000 based on experience and credentialsLocation Type: RemotePosition Type: Full TimeSchedule: Monday through Friday 8:00 AM - 5:00 PMThe Digital Threat Analyst is responsible for protecting digital banking channels from fraud and emerging cyber threats. This role focuses on advanced detection and analysis of suspicious online activity, leveraging data-driven insights and industry-leading tools to identify vulnerabilities and mitigate risk. The analyst will investigate complex fraud patterns, conduct digital forensics, and make data-driven decisions and recommendations. Success in this role requires strong analytical skills, deep knowledge of fraud trends, and the ability to adapt to evolving threats in a fast-paced environmentResponsibilities Review digital banking logins and transactional activity for indicators of suspicious or high-risk behavior using manual reports, Alloy, and other fraud detection toolsConduct in-depth analysis of online and transactional behaviors to identify emerging threats, fraud patterns, and vulnerabilities across digital channelsPerform digital forensics and device analysis using Alloy and ThreatMetrix to proactively mitigate potential fraud lossesLeverage data analytics to research, detect, and interpret fraud trends, providing actionable insights to reduce losses and strengthen security measuresMonitor and analyze trends in online activity to recommend new account parameters or adjustments to existing controlsConduct link analysis on department referrals and Alloy Attack Radar alerts to uncover organized fraud rings, identity theft, and synthetic identity schemesMake recommendations for parameter adjustments and tool enhancements to address evolving fraud tactics and dynamic threatsMaintain knowledge and understanding of current trends, laws, and issues affecting the area of expertiseAttend educational events to increase professional knowledgeComplete annual compliance and info security training to understand employees' role in maintaining effective compliance and security programsQualifications Bachelor's degree in cybersecurity, information technology, data analytics, or related field (A comparable combination of work experience and training may be substituted for education requirements.)Minimum of 2 years of experience in fraud detection, digital banking security, or cyber threat analysisExperience with fraud prevention tools such as Alloy, Verafin, ThreatMetrix, or similar platformsStrong proficiency in data analysis and interpretation of fraud patternsUnderstanding of online banking systems, authentication protocols, and risk scoring modelsAbility to use Excel, or other tools for data extraction and reportingSkilled in conducting link analysis and investigating organized fraud ringsAbility to prioritize tasks by effectively managing competing and changing priorities to meet deadlinesAccurate, detail-oriented, and organized with task managementAbility to analyze and resolve difficult and often complex problems or situationsStrong written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulatorsStrong knowledge and understanding of credit union products, services, policies, and proceduresStrong knowledge and understanding of regulatory complianceStrong knowledge and understanding of credit union computer systems and software applications required to perform job dutiesBenefits Financial Well-Being: Bonus Program up to 12%, 401K Matching up to 8%, Retirement Planning, Pay Increases based on Competency, Employee Loan Discounts, Flex Spending AccountsWellness: Medical Coverage, Dental and Vision Coverage, Access to 4,000+ Gyms, Mental Health Resources, PTO Wellness Days, Short Term and Long Term Disability CoverageWork-Life Balance: 11 Paid Holidays, 3 weeks of Paid Time Off, 4 weeks of Paid Parental Leave, Birthday PTOCommunity Involvement: Paid Volunteer HoursGrowth: Degree Assistance up to $5,000 per yearFor more information, including additional benefits, please visit our benefits website at Overview #LOVEWORK! Employees flourish in an inclusive culture celebrating growth and prioritizing the community. For more information, please visit our careers site at